Debt Payoff Tracker

This printable debt payoff tracker is a 5-page US Letter PDF plus a 2-sheet XLSX workbook for anyone using the snowball or avalanche method to log payments and track up to 10 debts.

What you receive

5-page US Letter printable PDF + 2-sheet XLSX workbook, plus a README and usage license in one ZIP download. Instant download after checkout; nothing is shipped.

• Debt payoff tracker
• Snowball worksheet
• Avalanche worksheet
• Payment log
• Color your progress
• 10-debt balance tracker with snowball and avalanche ordering ranks
• 200-row payment log separates principal from interest/fees
• Illustrative debts and payment included for replacement; no interest forecast

The PDF is static and non-fillable. Print on US Letter paper at 100% and write by hand. Reprint pages as needed for your licensed use.

The editable XLSX includes clearly marked illustrative sample entries to replace with your own inputs. Google Sheets use is by importing the XLSX; no hosted Google Sheets copy is included. Formulas, chart appearance and dropdowns should be checked after conversion.

Use unique debt names in Debts. Starting balance is the balance at the beginning of your tracking period. In Payments, use exactly the same name and record the principal portion separately from the total payment. Current balance subtracts principal paid from starting balance. Interest or new charges are not projected; reconcile against lender statements and update your tracking baseline as needed. Ranks prioritize positive current balances; tied ranks follow row order. Payment log capacity: 200 rows; debt capacity: 10. Do not sort only one column.

Usage license

One purchaser, for personal use or internal use within their own business. No resale, redistribution, digital file sharing, sublicensing or inclusion in products distributed to others. Digital download only; no physical item.

Organization tools only; not investment, tax or other professional advice. No specific results are promised.